Accidents happen; at home, on the road, in the air, everywhere, and people usually panic, fight, yell, swear (probably), or be friends (sometimes) as a reaction to the unexpected clash and the physical or financial injuries.
In real life, we rarely do feel anything appealing about accidents; it’s something happen without any intention or expectation. We panic and react in different ways, but it’s hard to realise the significance of any disaster even if it was just broken glass, until late.
But, in books, the dramatisation of fictional accidents makes the story more exciting; for example, a car hit a cat on the road, and the driver pushed the accelerator down to the floor and disappeared. Another car stopped, checked the cat, and the story goes on telling the journey of the cat, the hero, and the villain. ‘that was a good story,’ some people will admit at the end of the book, when they realise the significance, the message, the mistakes, and the necessary precautions.
Fiction entertains and also gives a message.
Wishing you all the best,